Your budget should be based off your take home income, from your base pay–if you receive overtime or allowances try not to include this.
Being a homeowner, you'll now have new bills to pay that you’ve never had before. So, in your homeowner budget be sure to consider; internet, gas, electricity, council rates, body corporate fees, building insurance, transport costs (tolls, petrol, car service, rego) and the big one in these hard times…. FOOD!!
It’s that time again!
The financial year is closing in, and we know that means panic for some. But instead of drowning yourself in red wine and chocolate and hiding until July 1, we have an easier solution…
TMFG spoke with Chartered Accountant Jon Madgwick, from J D Madgwick in South Melbourne and asked him to share his, tax tips.
You’re welcome!
TM PEOPLE
Anne, new home owner.
One week before her mortgage settled Anne purchased a Chanel handbag. Not willing to divulge how much she spent on it, Anne believes it was a wise investment. And why shouldn’t a 24 year old who’s spent years studying and now has a well-paying, secure fulltime job buy her self a handbag?
Similar to a good sailor, a good investor gets to know the climate, the conditions, and plots their course wisely before embarking on any big venture.
Buying your first home is one of the biggest ventures in most investor’s lives.
Meet Ashley, skilled sailor, and now, with some thanks to TMFG, skilled investor, and home owner.
Speak to one of our consultants today
