Navigating the world of mortgages can feel like learning a new language. There are so many terms and processes involved! To help simplify things, let's break down the ABCDs (and beyond!) of mortgage broking, giving you a clearer picture of what to expect.
Your budget should be based off your take home income, from your base pay–if you receive overtime or allowances try not to include this.
Being a homeowner, you'll now have new bills to pay that you’ve never had before. So, in your homeowner budget be sure to consider; internet, gas, electricity, council rates, body corporate fees, building insurance, transport costs (tolls, petrol, car service, rego) and the big one in these hard times…. FOOD!!
Do you have domestic or international orders to fulfill?
Do you need to manage international risk?
Are required to pay upfront deposits when placing orders?
Do you need bargaining power with your suppliers?
If you are an importer, exporter, distributor or wholesaler and answered YES to at least one of these questions, then trade finance may be a finance solution for you.
People and businesses generally refinance for 1 of 4 reasons:
If any of these reasons relate to your current personal or commercial loans, perhaps it is time to look into your refinancing options, and there’s no better place to start than with a qualified professional. A mortgage broker can help you wade through the pros and cons of re-financing, but first let’s look at a few reasons to consider before making the move toward refinancing.
Our Social Prosperity drive was a huge success in 2016. We proudly donated thousands of dollars to various charities throughout the year. Our final charity for the year was Heart Lung Transplant Trust - to which TMFG made a ‘hearty’ $900 donation, bringing our tally to a total of $4495 offered by TMFG to charities in the past 6 months.
Melbourne is already full swing into the festive period with beautiful decorations being installed all around us in shopping centres, on city buildings and along major streets, and all the wonderful Christmas foods coming into season.
And while the festivities are blooming, we at TMFG are taking the opportunity to reflect on 2016 and how we can make 2017 bigger and better!!
Christmas Closure: 22/12/2016 - 16/01/2017
TMFG will be closed over the Christmas period from 12pm Thursday 22nd December 2016 and will reopen on Monday 16th January 2017.
Speak to one of our consultants today
