This month, we focus on ADVICE.
ADVICE doesn't just stop with using a finance broker. In this edition, we sought advice from professional services across Melbourne and Sydney; a Solicitor, Financial Planner and Valuer. Specifically, we identified how they can add value to your property purchase, valuation and financial management.
Lender policies continue to change on a weekly basis. This year we have seen at least three out of cycle interest rate rises, particularly in the investor space, numerous policy changes around repayment choices and loan to value ratios, and the latest from some lenders - a loan to income ratio, introduced for interest only repayments.
Each lending scenario is different from the next, and NOT all banks are the same. Our recent approvals and settlements have been spread widely across the board for both commercial and residential lending, including: ANZ, Bank of Melbourne, Liberty, Latrobe, NAB, FAST Lend, Bankwest, Propsa, ING, ME Bank, Suncorp, and Westpac.
If you have a mortgage, now is the time to review your lending facilities, both business and personal. If you feel you are paying a premium, or simply want to secure a better deal, it is worth reaching out. Give us a call today, because your financial tomorrow starts with YOU!
Here we explore:
- Call her driven! Director Belinda is on the Run for Charity
- The Benefits of Using a Solicitor
- Having Financial Courage
- Understanding the Role of Valuations for Lending
- What is a Guarantor Loan?
- Free up Cash Flow with Insurance Premium Funding