Navigating the world of mortgages can feel like learning a new language. There are so many terms and processes involved! To help simplify things, let's break down the ABCDs (and beyond!) of mortgage broking, giving you a clearer picture of what to expect.
Your budget should be based off your take home income, from your base pay–if you receive overtime or allowances try not to include this.
Being a homeowner, you'll now have new bills to pay that you’ve never had before. So, in your homeowner budget be sure to consider; internet, gas, electricity, council rates, body corporate fees, building insurance, transport costs (tolls, petrol, car service, rego) and the big one in these hard times…. FOOD!!
Have you been putting off entering the property market?
Perhaps you’re looking at the rising prices and holding back, waiting for a better day. Maybe you’ve just frozen in fear? Whatever the reason, it’s time to jump.
Get your home loan sorted and get in the market!
There has never been, and never will be, a better time to enter the market than right now.
In case you need more incentive to think quick, according to CoreLogic, properties are being removed from the market faster than they’re being added, which is pushing up demand and prices…
I am not a doctor, but I can change people’s lives in an instant…
Recently my brother asked me if I’d help some friends of his with their home loan. He was sure they were paying too much interest on their mortgage, and that it was having a trickle-down effect on their livelihood.
He was right about their repayments. They were high. Unnecessarily so.
See how TM Finance Group saved them over $20k per annum by doing virtually nothing!
Property investors, are you absolutely certain you’re declaring your income correctly come tax time? We’re seeing a very common trend of investors being audited (and worse still, fined) on account of not fully understanding (or perhaps ignoring) some of the guidelines around lawful deductions on investment property.
We look at some common traps…
Speak to one of our consultants today
