Navigating the world of mortgages can feel like learning a new language. There are so many terms and processes involved! To help simplify things, let's break down the ABCDs (and beyond!) of mortgage broking, giving you a clearer picture of what to expect.
Your budget should be based off your take home income, from your base pay–if you receive overtime or allowances try not to include this.
Being a homeowner, you'll now have new bills to pay that you’ve never had before. So, in your homeowner budget be sure to consider; internet, gas, electricity, council rates, body corporate fees, building insurance, transport costs (tolls, petrol, car service, rego) and the big one in these hard times…. FOOD!!
While investing in, and building a diverse property portfolio remains one of the most popular wealth creation strategies among Australians, many Australian investors simply don’t know where to begin. From sourcing the right property to negotiating price, the process is highly involved and mostly daunting for an inexperienced buyer.
TM People, the stories behind the people behind the loans.
At 27, A Richmond premiership seemed more achievable for Chris, than a secure future with a loving wife, plenty of holidays and owning his own home, two decades later and Chris has seen both in a matter of a year – proof if you want it enough, you can win despite the odds.
Read Chris’ story…
Preparing to do something a little out of the ordinary with your funds? Or, maybe you just want legal assurance for a standard agreement.
At TMFG, we say, don’t risk it. Equip yourself with legal advice, it’s only going to strengthen your investment. When it comes time to cross the 'T's and dot the 'I's it pays to have a solicitor in your court. Pays, literally.
Speaking with Andre Ong at Sharrock Pitman Legal in Glen Waverley and discussed how a Solicitor can help avoid future (expensive) headaches, we've narrowed it down to a few rules of thumb for you…
Throughout June and July TMFG has seen a bunch of clients through to successful loan settlements, many of those first home buyers. This, along with some interesting findings from a recent ING report on Millenials and their first home buying behaviours reminded us there is still much to learn for those starting out in the property market, and most of that we can help with.
So this issue we share our tips and tricks for First Home Buyers to get you confident in taking the plunge – you can do it, and we are here to guide you.
Fact: Lumpy insurance premiums slow down cash flow.
Also fact: Pay lump sum of Premium for WorkCover by August 6, 2018 and you can save yourself thousands.
How can I ease the stress of capital-draining premium lump sums?
By financing insurance premiums using Insurance Premium Funding you’ll ease cash flow, and being able to access the full payment discounts you’ll actually save in the long run.
Let’s talk about Insurance Premium Funding…
Speak to one of our consultants today
