Navigating the world of mortgages can feel like learning a new language. There are so many terms and processes involved! To help simplify things, let's break down the ABCDs (and beyond!) of mortgage broking, giving you a clearer picture of what to expect.
Your budget should be based off your take home income, from your base pay–if you receive overtime or allowances try not to include this.
Being a homeowner, you'll now have new bills to pay that you’ve never had before. So, in your homeowner budget be sure to consider; internet, gas, electricity, council rates, body corporate fees, building insurance, transport costs (tolls, petrol, car service, rego) and the big one in these hard times…. FOOD!!
Chances are, if you have thought about purchasing or refinancing commercial property you may have decided against using a commercial finance broker believing you will save money by going straight to the lender. While it seems like a reasonable belief, this is actually a myth...Here is a quick break down, and only a few of the ways you profit from using a commercial broker, such as TMFG.
Investing in direct property and building a diverse property portfolio remains one of the most popular wealth creation strategies among Australians. Yet many Australian investors simply don’t know where to begin – from sourcing the right property to negotiating price – the process is involved and mostly daunting for an inexperienced buyer.
Applying for a Loan can be time consuming, completing forms, providing supporting documents, following up your application process and keeping in touch with your Real Estate Agent, Solicitor or Conveyancing can really chew through your time.
Brokers deal with lenders on a day-to-day basis. They know what information is needed and how to stay in touch with the professionals also engaged in your property transaction; ultimately saving you time.
TM Finance Group (TMFG) are always reviewing our knowledge and learning about our clients and their financial needs. Along with that, we like to stay in touch with our clients and keep them up to date with our progress. TMFG's regular newsletter – published in-house – is a great way for TM Finance Group to connect with you.
Click here to read our very first issue.
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